DISCLOSURES

 Dear Patient:

Dr. Bernstein accepts MAJOR MEDICAL INSURANCE, NJ and NY Workman Comp Insurance Companies and NJ and NY Auto Insurance as well as Liens (LOPs)

 Dr. Bernstein is Out of Network BCBS Blue Cross Blue Shield

Dr. Bernstein is Out-Network with all other major medical insurances 

Dr. Bernstein does accept MEDICARE

Dr. Bernstein DOES NOT ACCEPT MEDICAID

On behalf of The Offices of Steven A. Bernstein DPM, FACFAS (hereinafter “health service provider” or “Dr. Bernstein”), kindly accept this disclosure in accordance with P.L.2018 c. 32, ("Out-of-network Consumer Protection, Transparency, Cost Containment and Accountability Act") as it applies to health care providers and physicians.  Pursuant to this new legislation, notice is required to be provided by all physicians, including Dr. Bernstein, as follows:

Pursuant to the above captioned legislation, health care professionals are required to inform patients whether or not they participate in certain health insurance plans.  Please note, in accordance with this requirement, accept notice that Dr. Bernstein does not currently participate in any private health insurance plan and is not considered an “in-network” provider for such plans.  Dr. Bernstein is considered an “Out-of-Network” Provider.  

Pursuant to the above captioned legislation, please take notice that, upon request prior to the scheduling of non-emergency procedure(s), you may receive, in writing, the amount, or estimated amount that will be billed by Dr. Bernstein for the medical treatment and/or health care service you receive from Dr. Bernstein.  This disclosure will include the associated Current Procedural Terminology (CPT) Codes associated with the service or procedure.

Pursuant to the above captioned legislation, please take notice that you may be financially responsible for services provided that are deemed “out-of-network” by your health insurance carrier, including costs in excess of, but not limited to, co-pay, deductible, and/or coinsurance (if applicable).  Dr. Bernstein reserves the right to seek additional reimbursement from you for procedures or services in excess of those benefits provided by your health insurance benefits plan and/or rates of reimbursement allowed by your health benefits plan for “out-of-network” providers, in excess of, and in addition to, co-pay, deductible, or co-insurance (if applicable).

Please take notice that it is advised that you contact your health benefits plan with any questions and for further consultation on costs.

Regards,

Dr. Bernstein